Preparing to open Top up from $50 EUR · USD
You deposit crypto-assets, we credit a balance in electronic money, and you pay with a virtual card accepted anywhere the network is. Three issuing regions to choose from: euro on a European BIN, dollar on a US BIN, Hong Kong dollar on a Hong Kong BIN.
01 The cards
A BuyVirtualCards account carries a single balance. You decide, card by card, whether it settles in euro, dollar or Hong Kong dollar — conversion happens at the moment of payment, at the interbank rate plus our published margin.
Issued in the European Economic Area. SEPA-compatible, 3-D Secure v2, accepted by merchants that reject out-of-region BINs.
Issued in the United States. For services billed in dollars and platforms that require a domestic US card.
Issued in Hong Kong. For Asian platforms that reject European and US cards, and for services billed in Hong Kong dollars.
02 Uses
These are not textbook cases. They are the reasons people open an account with us, in the order they come up.
01
One card per advertising account. If a network suspends a payment method, the other campaigns keep running. And the card's monthly limit bounds the spend better than a reminder in a calendar.
Google Ads · Meta · TikTok · LinkedIn · X · Reddit
02
One subscription, one card. The day you want it to stop, you freeze the card: the next charge is declined, with no cancellation form and no chasing.
Adobe · Figma · Notion · Slack · GitHub · OpenAI
03
A single-use card for one payment, destroyed straight afterwards. The merchant never gets a reusable number — useful on a site you don't know.
04
Usage-based billing, often in dollars, and sometimes declined for foreign cards. The US BIN settles the second problem; the per-card limit contains the first, the month a configuration goes wrong.
AWS · Google Cloud · Hetzner · OVH · Cloudflare · Vercel
05
Paying without exposing your main bank card. If the merchant is breached one day, what leaks is a number you delete in one click.
Amazon · eBay · Etsy · AliExpress · Shopify
06
The trial that asks for a card "for verification" and turns into a subscription after thirty days. A single-use card ends that conversation.
03 How it works
The whole journey, from signup to first payment, usually takes under fifteen minutes — including on-chain confirmation.
In detailEmail address and password — that's it. No identity verification, no documents required. Your card is generated as soon as you top up.
Pick an amount from $50 and a network. We generate an invoice with a dedicated address and a rate locked for the payment window. You send, the chain confirms, the balance is credited.
Euro or dollar, in one click. Number, expiry date and security code are available immediately in your account, copyable field by field.
Online, in store through your phone wallet, or on recurring subscriptions. Every authorisation appears in the ledger with the merchant name, the original amount and any conversion applied.
04 Security & compliance
We do not hold your crypto-assets. A top-up is converted on receipt: your balance is electronic money, safeguarded at the issuing institution, never exposed to the market.
Customer balances are held in segregated accounts at the issuer, separate from our own funds.
Converted immediately on receipt. A drop in bitcoin after your top-up does not touch your balance.
Strong authentication on every online payment that requires it. We send you a code by email, to be entered within the time allowed — never by SMS, which SIM swapping makes an unsafe factor.
Freeze and unfreeze a card from the dashboard. Immediate effect on authorisations, no support ticket needed.
05 Pricing
Network fees (gas, miner fees) are paid by you to the chain when you send, and never form part of our commission. We do not mark them up.
Top-up commission
1.5%
Charged once, at the moment the top-up is credited. It is our only revenue: we have nothing else to sell you.
06 Supported networks
Choosing a network mainly changes two things: confirmation time and transfer cost. For a stablecoin, TRC-20 is almost always the best cost-to-speed ratio.
Timings and fees per network07 Frequently asked
Below that threshold, network fees and processing costs represent such a large share of the amount that the operation loses its point for you. Rather than a flat fee that would eat the top-up, we set a readable floor.
No. They are converted on receipt. There is no BuyVirtualCards wallet holding customer assets — so no treasure to steal. That is a deliberate architectural choice.
Sometimes recoverable, never guaranteed. If the funds landed on an address whose key we hold on a compatible chain, manual recovery is possible: several working days and a $25 fee, charged only on success. If the address does not exist on that network, the funds are permanently lost. Neither we nor anyone else can return them: that is a property of blockchains, not a commercial policy.
No, and nobody can. A card bears the name of the institution that issues it; a third party cannot issue in the name of a bank it does not act for. What you can choose is the issuing region: a European, US or Hong Kong BIN. That is the parameter that determines merchant acceptance, and it is almost always the real need behind the question. A site offering to "generate a Revolut card" or "a Bank of America card" is a scam.
From fifteen seconds on Solana to an hour on Bitcoin when the network is busy. The credit is immediate once the required confirmations are reached.
Account opening in two minutes, no identity verification. First top-up from $50.